Operations in retail market are the paramount field of the Bank's activities. Over 12 years ago, in 1992, Vozrozhdeniye Bank started developing retail business with offering a deposit program. Since then, the Bank has been steadily among the Russian banking leaders in this field.

For the purpose of protection of its depositors the Bank intends to join the deposit insurance system. So, in early April in accordance with the Federal Law "Insurance of retail deposits at the Russian Federation banks" the Bank forwarded an application to Bank of Russia for participation in this system.

Vozrozhdeniye Bank continues to expand the range of banking deposits, offers new kinds of deposits with attractive interest rates and additional options to assist the customers in solving their daily problems. Recently the Bank raised interest rates on its "Avtoproject" deposit, which is the part of the loan-accumulation program of automobile purchases. Moreover, in the year 2004 it will be more convenient to replenish deposits, for it will be possible to make an additional payment from the bankcard account directly through ATM.